Developing Money Saving Ideas Inside Your Junior’s Mind Is the Best Future Investment.

Is It Appropriate To Make Them Curious About Money From Their Little Ages?

In this current world, money has a major role to play. As adults, we know the goods and needs we consume have value, and that value can pay via money. So we know the value of money but what about our children? We do not want to make them golddiggers, but they have a right to know the value of making and saving money.

If you fail to educate them properly, in the future, the finger will point towards you. So it is our responsibility to make them well educated. Then they will understand the value of living. Money is an essential factor in the current world. We know the little ones continue the practices they gain in their younger ages. So as per our opinion, little age is the perfect time to tell them about surviving.

We think it is good to teach them about money-saving because at an early age they are more and more curious about everything. So if anything goes inside that little mind, they start to search about it. Eventually, that search can provide the information. They are getting this information ready inside their mind in order to use them in the future. But also, we should remember not to push them so hard.

Pushing them so hard can lead them to unnecessary behavior. Smooth touch on feelings will be enough because saving money will not be a bad thing anyway. I think the answer came up. It is good to tell them how to save money without pushing them so hard. Some tiny works can grow up the saving habit inside your child.

01. Providing Story Books Related To Saving Money.

Kids love reading, so you can take advantage and use that opportunity. Providing them storybooks related to saving money will slowly adjust their little mind to absorb the thoughts. Kids love to follow their book heroes. If you can sow the seeds of saving in this pre-age, then the little ones try to maintain that habit. So that is what exactly you need.

The researches have revealed that kids absorb animation or graphics more than real scenario. If it is a fact, then you can understand how easily we can proceed with our works using graphic pictures. Sometimes you might think that kids are more familiar with smartphones than books. It is correct, but it is your responsibility to make them more familiar with books as well. Technology is important, and books are also important to share knowledge.

02. Allow Kids To Watch Animation Videos Sharing The Message.

As I said above, kids love animation and graphics. You can use graphic videos (Cartoons) to give them ideas about saving money. Use your smartphones, television, or laptops. You can find many graphic videos about saving money via the internet. No need to push so hard. Allow them to make their decision to watch such videos.

This simple practice also can grow their ideas about money. They develop their curiosity and start to search on the topic. So this method can be considered as profitable in making money-saving ideas inside kids’ minds.

03. Arrange Them A Place To Collect Money.

This can be considered as really good work compared with other tips. This can directly guide your kid to save money. Give them an ornament or a beautiful collector to save money. The kids love to collect anything, not only money. So if you can arrange this small step, then your kid will have an understanding about saving money. Most of the adults use this tip to make their kids savers.

Give them some targets to work on. The kids love to achieve targets and receive appreciation. Use that option, and you can give them a time period to save a certain amount of money. Also, do not forget to appreciate their efforts. Your little efforts can make them good savers in the future.

04. Allow Your Kid To Share Ideas With Elders.

Your mother or father is the closest person to your kid after you. They have many experiences about the world. Kids love to move around their parents and discuss matters with them. So this strategy can use to make them curious about saving money. Tell your parents to discuss the topic in a decent manner. Not so hard simply, they can tell kids the importance of saving money.

Through this, you can lead them the way to save money. No need to discuss life matters with them, but you can tell them how to overcome problems involved with money by saving money. You are creating a habit since little age is the best thing to do. So in the future, your kid will not face more problems with handling money.

05. Appreciate Your Kid’s Efforts.

The best thing you can do is creating a goal. Give them a target to achieve. The Kid mind is a marvel which tries to search for everything. Also, they are very good at achieving small goals. But they need appreciation. Do not hesitate to clap on their efforts. The kids always like to have your attention.

So make them feel you are always encouraging their money-saving efforts. That feeling can boost them to work with their ideas. You can arrange a way to make them happy about their saving goals. Can provide some gift items so as to make them feel better. Suppose you can follow these small steps now, then no need to worry about their future. They automatically adhere to the future world.

Why Is It So Important To Save Money?

This may be a question which all of you can have in your mind. It is our money so we can spend it as we want. These thoughts also can be there in your mind. So think about how much you have spent on unwanted things. Let’s take simple examples. Smoking and unhealthy foods are the simplest examples we can have. You might have an idea of what happens if we spend some money on food. We are not discussing food, but it is about unhealthy food. Why do we want to spend money to lose our health? You might think that I’m playing the same tape as others. But if the tape is correct, we have to listen to the same tape.

In America, as of November 2020, 63% of Americans live paycheck to paycheck without having saved money to spend. You have the money to spend daily routine, but if you had to go across an emergency. So what will be your plan B? Save money, and that will be your plan B. If you have gone through such a critical situation without having money, then think about your kids. Do you want them to face the same disasters as you? I don’t think so. Go through the below tips as well to have some understanding about how to train your junior in saving money.

06. You Can Be The Creditor.

Kids do not have a way to make money. But they can save money. So you can give them the money they need to save. Fix an amount per day. If they do not have a way to have the money that they need to collect, their efforts will collapse. Do not let that happen. Because in the little ages if any bad idea enters kids mind, it will be difficult to get rid of that.

So if they ask for some money for saving purposes, try to give them that money without hesitation. But always remember to keep your eye on them about what they do with that money. It is more suitable if you can follow them to the place where the money is stored. So you can help them in saving money by being their creditor.

07. Be Gentle When Solving Their Problems About Saving Money.

Kids always have questions because it is the way they learn. So if your kid is asking anything from you, please make them clear on that with patience. Sometimes they ask the same thing again and again, and it can make you angry if it is a busy time. Anyhow my opinion is less you take angry, the more you can educate your child.

It is kids’ way of learning, and they want to know and everything about the question. So in that instance, take them closer and tell them how to overcome those problems. If you show some intimidation, then they will be scared to come closer to you. Then the problem arose about saving money will be buried at the point. So please do not do that if you really love your kid. Solve maximum of their cases about saving money.

08. Track The Spendings.

I’m not telling you to prevent them from spending their own saved money. Give them the chance to spend money but within a limit. Make them wealthier than poor. That means managing their debits and credits in a regular way, and finally, the spendings should not affect their savings in a negative way.

Through this, you can discuss with them about managing money, debits, and credits. So they try to learn it and try to apply the theories. The practice only makes a perfect person. The future of your kid is safe with this activity.

09. Provide Examples by Being Kids Hero.

Most of the surveys state kids love to imitate you. They love to follow your steps from the beginning. So you can use this in making good examples. You have to focus on saving money. Kids will follow you. This work will boost you as well. Because as per the surveys in America, people have these financial issues most because they do not know how to manage their expenses. In personal finance, saving money plays a major role.

You can take them to banks. You can tell them stories about how you saved money in your earlier ages. You can discuss the advantages of saving money in front of your kids. So they absorb the good from you and try to act accordingly. This method is really nice for your kid and also for you.

10. Explain Them About Necessary And Unnecessary.

They are very eager to toys and some unwanted goods in their little ages. You can explain to them about the needs and wants in this age. So they will understand to maintain that quality forever. You can explain to them what are the essentials and what does not need much to maintain life. So this can affect saving money without spending on unwanted.

The steps should explain decently because kids are not much interested in forced works. They do not involve in a job if you force them to do it. So always you should have 100% patience when you involve with their works.


If I tell you more about Salika Wijesinghe, I was a former General Insurance Analyst, a former customer service associate in a telecommunication network, Former customer service executive in a bank. Now I'm really very happy to share my knowledge with each and every one of you. Also, I represent a kind-hearted world community because I love helping people as well as animals. I hope my ideas are helpful, so you would find it easy to step forward in this life journey.

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