Most of the sites and blog articles have focused on this topic because we have seen a sudden increment of interest in these passive income apps most recently. People like to earn it directly (Active) or else indirectly (passive). If money is the last destination, No point in thinking twice about the way you earn it.

What Is Passive Income?

Passive Income Apps
Passive Income Apps

We must have an idea about the way we earn money. We also should have the understanding inside our mind about what we do, Then only money-making looks interesting and simple. Passive income means Earning money through the assets you control and not putting it into work. This also includes trading products such as apps and books. Most of the investments such as real estate renting, investment returns are directed towards you without much spend of time. The initial time spend decides it. So looking deeply into fact affiliate earnings also can be categorized under this same category.

What Is Active Income?

It can be less focused on the topic if we do not have a true understanding of the opposite side of the same subject. So active income is the usual form of income which most of the people attend. It may be a Job, Business earning, Freelancing, or side hustle. These all are direct income methods also known as active income methods. So now you might have an idea about the difference between active income and passive income.

10 Best Passive Income Apps to Use In 2022.

Passive Income Apps
Passive Income Apps

01. is a user-friendly investment platform that allows you to join and get the ideas of other investing parties inside the platform. The app process social features to interact with the people who are already in the business. You can create your own chat groups inside the app with your family members, friends, or even with fellow community members who you like to get advice.

Fractional investing criteria have made it easier to start your investing smaller and with the long-term possibility, you may have the chance to invest as a well-experienced investor. This platform brings you thousands of stocks and ETFs which you can own. So the public can be considered as a friendly wealth-gaining platform if you really have the interest in making some real money.

02. Fundrise.

Passive Income Apps

Fundrise is more importantly designed for the people interested in real estate investing. The minimum amount to get started required is $500. The more you put, you may have a real opportunity to make it a multiple with the correct analysis you have done. This is a true real estate-focused investing app that may allow you to reach your real investing goal as soon as possible.

This investment platform allows you to diversify your portfolio by involving in large scale as well as small scale investments. The large scale can expose you to risks while the small scale property investments can cover you from being vanished. So the treat has spread evenly along with the risk and profits.

You can be an account holder by choosing your portfolio strategies within minutes and the platform will do the rest by popping the related investing ideas on your screen. As per Fundrise statistics, they serve the service for about 210,000 investors with their smart technology.

03. Mainvest – The house for small business invests.

Passive Income Apps

Looking for space most suitable for small business investing? Then you have to try investing in Mainvest. Mainvest allows you to discover passive income investments in small businesses across America. This platform provides you a percentage of 10-25% with a little investment amount as lower as $100. This platform will provide you with the direct opportunity to lend money to small businesses across America.

Let’s think your neighbor is involved in a business, there is a possibility of being an investor in that business through this small business investing app. The eligible criteria are anyone more than 18 years old who has a U.S bank account. If you have no money to register It’s all fine because this app is for free join in investing. If you have any issue with the safety of the investing platform, this platform has been offered with SSL (Secure sockets layer ) for security to be more user secured for your investment. Investing in a small business is the best way to start your investing without exposing yourself to a major risk.

04. Acorns.

Passive Income Apps

The initial stage of the app was “round-ups” which means when the app takes money spent on linked debit cards purchases rounded up to the nearest dollar and invests it. But with time the platform increased its capacity as the best micro-investing app which we can see in the present world.

A feature called found money is processed by these platforms which perform as an additional money depositor in your account when you shop with the partnered companies with Acorns. This platform performs as the best investment option for young adults who are in need of urgent money. Acorns registration fees go as Acorns personal $3/mo and Acorns family $5/mo if you are interested.

Can get $ 10 to $ 75 for taking specific actions accordingly inside the app. So Acorn can consider as one of the best investment apps we can find here.

05. Swagbucks.

Passive Income Apps

Do you like to earn some money with fun activities such as watching videos, playing games, participating in online surveys, and more? If so Swagbucks is the best place to direct your attention. Although Swagbucks is a fun place to have some fun, the monetization abilities have made the app a passive income source more than a fun maker.

Swagbucks offer you a bonus of $10 dollars with an account opening and also will provide you with free gift cards going forward in the platform.

06. InboxDollars.

Passive Income Apps

InboxDollars is also considered as an entertainment app apart from monetizing the app. Watching videos on TV, online surveys, and participating in shopping are the tasks you need to do inside this app while preparing yourself for an extra passive income. This app plays the role of a reward club paying you a small amount of money based on your daily activities So this can play as a small side passive income generator more than a wide area profit generator.

07. Mistplay.

Passive Income Apps

Mistplay is a good way to earn money while playing. This is more of an entertainment app and while playing games, participating in contests, and through loyalty programs, you have the chance of earning some money.

The importance of this app is you can have the chance of earning money by working as a mini gamer in your free time. The play allows you to redeem points with a mix of playlists. The one you prefer more can use as the major play inside the app and going forward you can invite your friends to play with you to increase your lot of points. Should make a point here because the app is only available for the Android OS but they are working on further modifications to meet the other OS criteria. As per the statistics over 10M of total downloads were recorded by this app.

08. Rakuten.

Passive Income Apps

Earlier known as Ebates now comes to the field as Rakuten can offer you rewards as cheque payments or PayPal payments to those who shop using the app. There are two options to become a Rakuten money receiver, You can either become an online platform partner or else you can install Rakuten Chrome Browser Extension which has designed to identify potential shopping savings while you browse the retailers.

For signing with Rakuten the user will receive a bonus of $10 and can be eligible to earn 40% cashback on your purchases made through the app. The app has been designed automatically to direct you towards more money coupon codes. You also can earn cashback benefits for both online and in-store purchases.

09. M1 Finance.

Passive Income Apps

M1 Finance is a stock trading app that allows the creation of portfolios of stocks and ETFs (Exchange Traded Funds). You can involve in the purchase based on your future assessments by assessing the way companies’ fractional shares diversify. How the company can change the module with the time is the major key factor you should consider if you have an idea to join the stock purchase with M1 finance.

The fraction stock purchase is a major benefit for the ones who cannot afford a higher volume in buying a company’s shares. This platform is a smart money manager which can provide the leading role of handling your money for investing and borrowing. As for the season we heard of a special promotion on M1 finance like deposit $1000 and within 14 days you could receive a $30 bonus and also can get a 1-year free from M1 plus.

10. My Constant.

Passive Income Apps

Another good passive income generator this offers you P2P lending. But not like other P2P lending options the security of the lending is in safe hands because they provide authority for only securitized Peer -to Peer loans. This platform can pay you with up to 11% APR for your P2P investment. My constant makes the arrangement to their users in investing with the people and companies all around the world.

The platform provides you with a range of easily accessible investments products for every risk appetite and goal. The platform also holds the learning opportunity for their new arrivals to make their lending with huge confidence. The account opening bonus is $7 and an additional $15 if deposit $1000 or more. This works as an alternative investment platform.

So above are the best 10 app-related options you could find online if you want to be a passive earner. Just a matter of time, because the initial process only acquires some time and money. These passive income methods can be taken into consideration while involved in an active income. The passive income apps are the best options if you are really interested to have a certain volume of extra money. As I mentioned above some of the platforms do not process any risks because the risk percentage seems like zero. Some perform just like ordinary gaming software but with the monetization facility. As this article seems like benefits a more if you want to have some extra knowledge about the facts there are some other apps also in the space to work on with.


If I tell you more about Salika Wijesinghe, I was a former General Insurance Analyst, a former customer service associate in a telecommunication network, Former customer service executive in a bank. Now I'm really very happy to share my knowledge with each and every one of you. Also, I represent a kind-hearted world community because I love helping people as well as animals. I hope my ideas are helpful, so you would find it easy to step forward in this life journey.

Write A Comment