Frugal living is not the only way to save $10,000 within 6 months. You have to be smart with your decisions and focus more on the lucrative of saving money for your future. It is always better to be a money savior in making your life even better.

What efforts can motivate you in saving money?

01. Fix a Goal to achieve.

A goal or an achievement can accelerate your efforts in saving money. In the minute you got an idea like, “ I have to save more money to achieve my target”, your intentions and behavior change to saving mode. With the realization of such an aim, your mind starts to work on behalf of that dream so you save money. Some common goals among mankind are,

The above mentioned are some common goals among people. No doubt, to achieve each and every above goal we need money. So the importance of saving money pops up in cases like this. The encouragement uplifting here will become the key factor that makes you rethink the benefits of making money.

Try to target the numbers with the time in your hand. Then try to convert that time period into money by saving the necessary amounts monthly. Try to save $2,000 per month. Then it becomes $12,000 after 6 months. However, the amounts can be deceiving so you will not be able to achieve the exact saving target of $12,000 but you will save at least $10,000 within 6 months. Obviously, you will save $10,000 within 6 months.

02. Think of your retirement.

Retirement is valid for each one of you unless you die in your middle ages. Think like this, “ What will happen If I will be helpless in my old ages”. A thought like this may impact you to rethink your expenditure. The above question can generate several answers inside you like, “will I be a homeless man”, “Will I be worthless” or even “ will I be a beggar”. It is 100% normal to have such thoughts on you If you do not have a better saving plan from today.

You should have the courage to stand still even at your older age without depending on others. It is a good procedure to practice in your journey to save $10,000 within 6 months.

Think of saving money while spending it on your basic needs. Below are the basic needs of mankind,

  1. Food
  2. Shelter
  3. Transportation
  4. Clothing
  5. Health

01. Food

Food is an effective way to save money. Food is a basic need of human beings .however it has become the highest money waste source within the society who really wants to make fun of food. We want food but why do we spend unnecessarily on short eats while we have the chance of taking a nutritious meal at a lower price. Our meal should be nutritious, no doubt about that. But instead of going after nutrition, we follow only the taste. Is there any benefit to that? We only lose a serious amount of money at the end of every month.

Save $10,000  within 6 months

Think like this, You are having a meal that is tasty but not nutritious by spending an extra $10, but in the end no point in having that meal. The taste as well as our $10 will vanish with time. Food managing practices is a better way to save $10,000 within 6 months.

02. Shelter.

Another basic need which most wanted in living. A shelter is really very important in our lives. But what about the utility bills, repairs, and housing loan installments. Suppose you have a chance of sharing these bills so why not go after that option. The best and most recognized way of minimizing house spending is sharing your rooms with friends or a third party.

Save $10,000  within 6 months

Rent some spare rooms of your house so you will have a rental fee at the end of each month. This certain amount of fee can join with your total monthly income to make it easy for you to save the expected amount of money. Try to save $10,000 within 6 months and keep it as your target.

03. Transportation.

Not having a vehicle is not a good option but having a vehicle can push you into a money pit. A vehicle like a car is not always an income generator. If you can use your car in a rental service like uber or any other then it will become money generating option. So it is available to use the incoming money as your transportation fees while saving the extra income amount gained through your main income. Try to save money which you separated in transportation by making the money divisions through your main income account.

Save $10,000  within 6 months

Using public transportation is also another option to save money which spends on your transportation. Most of the time we waste our time, fuel, money by getting on route traffic. But at the same time think if we can use public transport, our time can be wasted but we can save money and also our fuel. Using transportation in saving is a very good idea to save $10,000 within 6 months.

04. Clothing.

You will wonder how we can save money through clothing. No doubt most of you have some curiosity in making fashions. But at the time you think of the saving money concept you should have to give up the idea about going after fashion. Use simple clothing styles instead of high-budget outfits. Simple clothing is also an upcoming fashion that everyone cannot understand.

Save $10,000  within 6 months

Another thing has to mention here about promotional clothing advertisements. Most of the ads come to you via email marketing. Try to avoid those promotional strategies because as per the statistics 40% of people opted to buy the clothing styles they see via email marketing. Unsubscribe more and more clothing promotional pages, subscribes and many more so you can clear your route to save $10,000 within 6 months.

05. Health.

Health is an essential we cannot ignore at any time. The better thing to do is not reach a situation to rely on medicine. Health care is considered a top underestimated fact in this current world. A few only taking actions to take care of their health in this economic-based competitive world.

Save $10,000  within 6 months

Taking your food on time is a must to do so you can prevent getting gastritis and many more illness situations. “prevention is better than cure” always remember this saying because it is more worth thinking of your money saving practices.

Prevent Bad food habits also can help to be healthy as well as saving money through foods. So try to make a nutritious healthy meal on a lower budget than taking your meals through restaurants and food outlets. This could really be helpful for you in your process to save $10,000 within 6 months.

An effective step to becoming a money savior.

In here I must make you acknowledge about automating your money. An automated saving account can divide your money as per your needs and spending, respectively to several secondary accounts. Discuss this with your bank so you can easily manage your income. Take it like this, separate 30% of your income into one account on your savings and investments. Try separating the rest 70% on your needs and essentials. This is a better way to save money so you can reach the definite target to save $10,000 within 6 months.

Some are there who do not consider $10,000 as a big amount compared with their income portfolio. But most of the people get some impact of thoughts through an amount like $10,000. To save $10,000 within 6 months you do not want to sacrifice yourself a lot. In achieving the mentioned saving target above actions can be helpful if you can attend correctly on those options.


If I tell you more about Salika Wijesinghe, I was a former General Insurance Analyst, a former customer service associate in a telecommunication network, Former customer service executive in a bank. Now I'm really very happy to share my knowledge with each and every one of you. Also, I represent a kind-hearted world community because I love helping people as well as animals. I hope my ideas are helpful, so you would find it easy to step forward in this life journey.