Investing Has Identified As The Main Source To Money In Modern World.

Are you a young person like me? Or else an elder citizen. Why I asked this is because most of the youngsters do not have a big interest in investing. But this is a field in which you should be interested. Our elderly citizens are now experiencing the benefits of their investments. The aim of most of the young investors is to use that profit in their old age. Suppose you started to invest at a young age, then the results will be mind-blowing because the profit you gain is a huge amount. In investing, the profit is growing parallel with time. The final profit you gain will depend on time and also on the amount you invest first. So this first investment is called the principal amount.

Other than planing retirement, you also can invest money on a short time goal. Let’s think you want to buy a house or a new car within the next five years, and then you can use investing benefits to achieve your goals. So investing is not only to plan your retirement but also to achieve your short time goals.

Investing is a huge opportunity for you to have a stressful free happy old age. We don’t have excuses for being old when we deal with money. At any stage of life, we need money to spend on our needs. So when we have the invest profit, we do not want to depend on anyone. We can’t predict our destiny. So getting ready for any of the worst situations is the best thing to do. My life is important to me. So secure that life is my responsibility. So my idea has an investment plan from a young age is a good idea to have a secure retirement life.

What is investing & What Are The Benefits Of Investing?

According to Investopedia, the definition of investing is an act of allocating resources with the expectation of generating an income or a profit. Invest can be done on a business to gain a real income after few years, and also the investment can be made using money expecting an interest as a profit.

Let’s discuss the benefits of investing.

01. You can use the investment opportunities to have a luxurious retirement life.

I know most of you love to feel your freedom. We should stay on work do every hard work when we have the strength to do it. A time will come we fail to do what we need even we have the courage to do it. So that time we need to depend on what we have. I think the age of 25 to 30 is the best age to have an investment plan. I told it because we have enough time remaining to enjoy the benefits. But you must remember one thing. You can invest only if you have the money to invest. So first, you should be economically stable to think about an investment. You should have a fixed incoming value to your account each month. Suppose you have found your permanent career, then you can think about investing money. Suppose you start to invest at 25, and when you retire from your job at 55. Up to that point, you have a huge amount of profit from your investment.

Always keep working with a plan B. The plan B concept always works. Suppose you had to separate from your family in the future. Then invest profit is the only thing that comes to your help.

02. To Achieve Short-Term Goals.

Suppose you need to drive your own car after another five years. Then you can use these investment benefits to reach your target. First, calculate the money you need for your task. Then calculate the time it takes to produce such an amount of money considering the amount you initially invested. Try to invest some monthly money basis in the same plan to accelerate the profit process. Most of the people who gain their success within few years use these types of investment plans. So you also can do the same. From my point of view, I think if you have a real planning mind, then no one can stop you from being successful.

What Are The Types Of Investment Methods You Can Follow?

01. Stocks Investing.

Suppose you buy a fractional quarter of stocks in a company. Then you become a shareholder of that company. Then you have the power to make decisions for the growth of the company. So if you can invest in some company’s stocks, then as a company shareholder, you can receive a fraction of the profit which the company makes.

02. Bonds.

This investing is different than stocks. Bonds represent the quantities related to entities such as government, municipalities, or corporations. As agreed with the bonds, you can have a periodic profit transferred to you from the above entities. You also need to return the initial face value as soon as your bond gets matured.

03. Funds.

Funds are handled by investment managers who can authorize investors to invest. These can be done on stocks, bonds, and shares. The investment managers handle these funds. There are two types as mutual funds and exchange-traded funds. Mutual funds are valued at the end of the trading day, while ETFs are valued constantly within the trading day.

04. Investments Trusts.

This category is more popular in real state trading and investing. This is another type of pooled investment same as funds. In real state investment trusts, the investors receive their fraction from the invested property. The fraction is received through the rental income of those properties and real states.

Some Examples To Encourage You.

We thought to provide you with some examples in order to increase your interest in money investing. So let’s see how your money can grow across the years. Here, the profit you gain depends on your principle, monthly investment, and rate of interest. You should be more careful when selecting the interest rate. If your interest rate is between 5% – 8%, it will be great because a higher rate means higher interest. So be aware of your interest rate always.

Initial amountmonthly contributioninterest rateyearsworth of your invest

You can see how the investment worth grew across the years. So it is clear that you can have a definite profit using the investment benefits.


If I tell you more about Salika Wijesinghe, I was a former General Insurance Analyst, a former customer service associate in a telecommunication network, Former customer service executive in a bank. Now I'm really very happy to share my knowledge with each and every one of you. Also, I represent a kind-hearted world community because I love helping people as well as animals. I hope my ideas are helpful, so you would find it easy to step forward in this life journey.